
What credit score do you need for a home loan in South Africa? What the three digits decide, the three habits that move them, and what a company changes.

Home loan declined in South Africa? Your salary is only one of five reasons. Here is what the banks look at, and the four you can fix before you apply again.

How much bond can you afford? Why banks generally cap repayments at about a third of gross income, what that ceiling means for investors, and how to work around it.

Do you need a deposit to buy investment property in South Africa? Not always. Here's why your deposit may be your most expensive money, and what to do instead.